Homeworks overview

Regardless of whether a contract requires your client to insure, we believe that all homeowners should be concerned about protecting their property and liability on a "First Party" basis; a home is an important and valuable asset and your client should ensure that they are in control of the insurance arrangements, to protect their interests.

For many years, we have organised specialist insurance to suit the specific needs of a homeowner carrying out renovation, conversion or extension to their home. We have a real understanding of the issues and flexible relationships with the insurance market that enable us to ensure that your clients are properly protected against the risks that they either contractually agree to insure or that they ought to be concerned about insuring properly.

We have used this experience and knowledge to construct a tailor-made product that is designed to cope with the real risks to which they are exposed.

Our HomeWorks product has been designed to give the type of cover you would expect from a standard Household Buildings insurance policy but extends to include contractual obligations. This could be, for instance, a situation where the contract with the contractor requires your client to insure their property and the contract materials against specifically named risks and in joint names with the contractor.

Our HomeWorks policy is underwritten by us on behalf of Aspen Insurance (UK) Limited.

For full details of our standard policy cover you should refer to the Specimen policy wording.